On September 7, 2017, it was confirmed that Equifax, one of the national consumer credit reporting bureaus, has suffered a data breach.
While there is no evidence of unauthorized activity in the Equifax credit reporting databases, the company said “that there was potential unauthorized access to information it had stored from mid-May through July 2017”. The information included names, Social Security numbers, birth dates, addresses and, in some cases, driver’s license numbers.
Equifax will send paper mail to consumers whose credit card numbers or personally identifying information may have been impacted. It has also created a dedicated website for consumers to see if they were affected at www.equifaxsecurity2017.com. They can also call the Equifax call center at 866-447-7559.
Equifax suggests that consumers sign up for credit file monitoring and identity theft protection. It is providing free service for one year through TrustedID Premier — whether or not a consumer has been affected by the breach.
To enroll, go to www.equifaxsecurity2017.com and click on the Potential Impact tab at the bottom of the screen. On the next screen, click the Check Potential Impact box and follow the instructions. You must submit your last name and last six digits of your Social Security number. At that point you will receive one of the two messages below (shown in bold) and you’ll be given a date when you can return to the site and sign up for the free monitoring service.
If you have been potentially been impacted, the message will read:
Your enrollment date for TrustedID Premier is: MM/DD/YYYY
Please be sure to mark your calendar as you will not receive additional reminders. On or after your enrollment date, please return to faq.trustedidpremier.com and click the link to continue through the enrollment process.
If you have not been potentially impacted, the message will read:
Based on the information provided, we believe that your personal information was not impacted by this incident.
Click the button below to continue your enrollment in TrustedID Premier.