Rates

Savings Account

Statement Savings Account Rates
Rates effective as of June 3, 2021
Account Type APY Current Rate
Statement Savings 0.05% 0.05%
IRA Savings 0.05% 0.05%
Christmas Club 0.05% 0.05%

NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate.

Certificate of Deposit Rates
Rates effective as of June 3, 2021
Term APY Current Rate
6 Month Certificate 0.20% 0.20%
1 Year Certificate 0.30% 0.30%
18 Month Certificate 0.40% 0.40%
2 Year Certificate 0.50% 0.50%
36 Month Certificate 0.75% 0.75%
5 Year Certificate 1.14% 1.15%
Money Market Rates
Rates effective as of June 3, 2021
Balance APY Current Rate
$1.00 - $4,999.99 0.10% 0.10%
$5,000.00 - $19,999.99 0.15% 0.15%
$20,000.00 - $49,999.99 0.25% 0.25%
$50,000.00 - $99,999.99 0.35% 0.35%
$100,000.00 and over 0.45% 0.45%

NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate.

IRA Rates
Rates effective as of June 3, 2021
Term APY Current Rate
6 Month Certificate 0.20% 0.20%
1 Year Certificate 0.30% 0.30%
18 Month Certificate 0.40% 0.40%
2 Year Certificate 0.50% 0.50%
36 Month Certificate 0.75% 0.75%
5 Year Certificate 1.14% 1.15%

NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate.

Regular IRA Rates
Rates effective as of June 3, 2021
Term APY Current Rate
6 Month Certificate 0.20% 0.20%
1 Year Certificate 0.30% 0.30%
18 Month Certificate 0.40% 0.40%
2 Year Certificate 0.50% 0.50%
36 Month Certificate 0.75% 0.75%
5 Year Certificate 1.14% 1.15%

NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate.

CD IRA Rates
Rates effective as of June 3, 2021
Term APY Current Rate
6 Month Certificate 0.20% 0.20%
1 Year Certificate 0.30% 0.30%
18 Month Certificate 0.40% 0.40%
2 Year Certificate 0.50% 0.50%
36 Month Certificate 0.75% 0.75%
5 Year Certificate 1.14% 1.15%

NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate.

Checking Account Rates
Rates effective as of June 3, 2021
Product APY Current Rate
No Nonsense Plus Checking 0.05% 0.05%
No Nonsense Business Plus Checking 0.05% 0.05%

NOTE: All rates are subject to change without notice. The Annual Percentage Yield (APY) assumes principal and interest will be reinvested at a rate equal to the current rate.

Mortgage Loans

Fixed Rate Mortgage Loan Rates
Rates effective as of June 3, 2021
Term Points Interest Rate APR Payment per $1000
10 Year Fixed 0 2.375% 2.743% $9.37
15 Year Fixed 0 2.375% 2.627% $6.61
20 Year Fixed 0 2.750% 2.947% $5.42
30 Year Fixed 0 3.000% 3.141% $4.22
Adjustable Rate Mortgage Loan Rates
Rates effective as of March 22, 2021
Loan Type Initial/Annual/Life Rate Change Caps Margin/Index Interest Rate APR Payment per $1000
5/5 ARM No Boundary PLUS 2%/2%/6% 2.875% 1.75% 3.103% $3.57
5/1 ARM 2%/2%/6% 2.875% 2.490% 2.963% $3.95
7/1 ARM 2%/2%/6% 2.875% 2.625% 2.968% $4.02
5/1 ARM First Time Homebuyer 2%/2%/6% 2.875% 3.00% 4.031% $4.22
Home Equity Loan Rates
Rates effective as of June 3, 2021
Term Interest Rate APR Payment per $1000
5 Year 3.00% 3.00% $17.97
10 Year 4.25% 4.25% $10.24
15 Year 5.75% 5.75% $8.30
20 Year 5.875% 5.875% $7.09
Home Equity Lines of Credit Rates
Rates effective as of June 3, 2021
Product Interest Rate APR Payment per $1000
Home Equity Line of Credit

* This plan has a variable rate feature. The APR is based on the value of the Wall Street Journal prime rate.

3.25% 3.25% Minimum payment required $50.00*

Consumer Loans

Recreational Vehicle (RV) Loan Rates
Rates effective as of June 3, 2021
Term Interest Rate APR Payment per $1000
24 Months - 60 Months 8.74% 8.74% $20.63 - $45.57
Auto/Harley Davidson Loan Rates
Rates effective as of June 3, 2021
Term Interest Rate APR Payment per $1000
Up to 48 Months * 2.49% 2.49% Up to $21.49
60 Months * 2.74% 2.74% $17.85
66 Months * 2.74% 2.74% $16.34
72 Months * 3.74% 3.74% $15.53

* Due to market fluctuations programs, rates and terms and conditions are subject to change without notice.

Motorcycle Loan Rates
Rates effective as of June 3, 2021
Term Interest Rate APR Payment per $1000
60 Months 8.74% 8.74% $20.63
Personal Loan Rates
Rates effective as of June 3, 2021
Term Interest Rate APR Payment per $1000
24 Months - 48 Months 12.74% 12.74% $26.70 - $47.42