Loan Rates
The following rates are current as of the below date and are subject to change without notice. Additional terms available in addition to those listed. Rates and term will be confirmed by Alden Credit Union upon receipt of application and credit report. Please utilize our Loan Calculators.
PORTFOLIO MORTGAGES
PRICED 1% OVER THE CURRENT FEDERAL HOME LOAN BANK ZERO POINT RATE. ***ONLY THE ZERO POINT PRODUCT IS AVAILABLE***
JUMBO, ADJUSTABLE RATES, CONSTRUCTION AND INVESTMENT PROPERTY MORTGAGES ARE ALSO AVAILABLE. PLEASE ASK FOR DETAILS.
**The rates and Annual Percentage Rates (APRs) on the first mortgage loans are based on the following: $100,000.00 mortgage, 20% equity/down payment and 15 days prepaid interest. The APR will vary based on your final loan amount and finance charges. The actual interest rates and Annual Percentage Rates (APR) shown are subject to change without notice. The cost per thousand does not include Real Estate taxes and Insurance premiums. Actual payment may be higher. Fixed rate loans may be intended for sale in the secondary market and must meet investor guidelines. Homeowner’s insurance and flood insurance (if applicable) are required. Private Mortgage Insurance (PMI) is required if your down payment /equity is less than 20%. Rates posted are for purchase or refinance money, 1-4 family owner occupied properties. Maximum loan amount is $484,350.00.**
CONSUMER LOANS
The following rates are based on the best credit risk score. The actual rate may vary based upon the credit score, age of collateral and mileage.
You can deduct .25% off all the auto loan and personal loan rates below by signing up for automatic withdrawal.