Loan Rates - Alden Credit Union

Fixed Rate Mortgages

Product Description	Interest Rate	APR	Payment per $1000
10 Year Fixed Rate	4.250%	4.648%	$10.24
15 Year Fixed Rate	4.250%	4.527%	$7.52
20 Year Fixed Rate	4.375%	4.593%	$6.26
30 Year Fixed Rate	4.625%	4.787%	$5.14

Adjustable Rate Mortgages

Product Description	Initial/Annual/Life Rate Change Caps	Margin/Index	Interest Rate	APR	Payment per $1000
5/5 ARM No Boundary PLUS	2%/2%/6%	2.875%	3.875%	5.063%	$4.70
5/1 ARM	2%/2%/6%	2.875%	3.99%	4.785%	$4.77
7/1 ARM	2%/2%/6%	2.875%	4.125%	4.734%	$4.85
5/1 ARM First Time Homebuyer	2%/2%/6%	2.875%	3.75%	4.629%	$4.63

Home Equity Loans

Product Description	Interest Rate	APR	Payment per $1000
5 Year	3.50%	3.50%	$18.19
10 Year	4.75%	4.75%	$10.48
15 Year	6.25%	6.25%	$8.57
20 Year	6.50%	6.50%	$7.46

Home Equity Lines of Credit

Product Description		Interest Rate	APR	Payment per $1000
Home Equity Line of Credit		5.75%	5.75%	None

Motorcycle

Product Description	Interest Rate	APR	Payment per $1000
60 Months	9.00%	9.00%	$20.76

Auto/Harley Davidson

Product Description	Interest Rate	APR	Payment per $1000
Up to 48 Months*	2.99%	2.99%	Up to $22.13
60 Months *	3.24%	3.24%	$18.08
66 Months *	3.24%	3.24%	$16.56
72 Months *	4.24%	4.24%	$15.75

Recreational Vehicles (RV)

Product Description	Interest Rate	APR	Payment per $1000
24 Months - 60 Months	9.00%	9.00%	$20.76- $45.68

Personal Loans

Product Description	Interest Rate	APR	Payment per $1000
24 Months - 48 Months	12.99%	12.99%	$26.82 - $47.54

Mortgages - Call for Details

Term Loans - Call for Details

Lines of Credit - Call for Details

Permanent Working Capital Loans - Call for Details

NOTE: *Due to market fluctuations programs, rates and terms and conditions are subject to change without notice