Fee Schedule

Checks
Service Fee
Money Order $3.00 per item
Official Check $5.00 per item
Wire Transfers
Service Fee
Domestic Outgoing $20.00 per wire
Domestic Incoming $10.00 per wire
International Outgoing $50.00 per wire
International Incoming $20.00 per wire
IRA Transfer
Service Fee
Incoming FREE
Outgoing $25.00 per account
Electronic Services (Online Banking / Bill Payer)
Service Fee
Monthly Service FREE
Monthly E-Statements FREE
ATM / VISA Debit Card
Service Fee
ATM Transactions for Members FREE - SUM Network
Foreign ATM Inquiry Fee $1.00 per inquiry
Foreign ATM Withdrawal Fee $1.00 per withdrawal
Foreign ATM Inquiry Fee (Point of Sale Terminal) $0.50 per inquiry
Foreign ATM Withdrawal Fee (Point of Sale Terminal) $1.00 per withdrawal
ATM / Debit Card Replacement Fee $15.00 per card
Account Related Services
Service Fee
Membership Fee $5.00 one-time non-refundable fee
Returned Deposit Item Fee $6.99 per item
Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT) $30.00 per item
Uncollected Funds Fee (UCF) (Check, ATM/POS or EFT) $30.00 per item
Overdraft Protection Transfer $5.00 per transfer
Sustained Overdraft Fee (After 5 days) $5.00 per day
Excess Transaction Fee
Reg. D - Excess Transaction Fee - will be charged for each debit transaction (withdrawal, draft paid, automatic transfer or payment) in excess of six during a month.
$5.00 per item
Stop Payment Order $25.00 per item
ACH Stop Payment $25.00 per item
Early Account Closing (90) Days $25.00 per account
Abandoned Property $50.00 per account
Dormant Account
An account is considered dormant if it has been inactive, with no member-generated activity for one (1) year.
$25.00 annually
No Boundaries Checking Account Monthly Maintenance Fee $7.50
No Nonsense Business Checking Account Monthly Maintenance Fee $3.00
No Nonsense Business Checking Account Debit Transaction Fee
For each debit transaction (withdrawal, draft paid, automatic transfer or payment out of the account) in excess of 300 during a month.
$0.15 per item fee
No Nonsense Business Plus Checking Account
For each debit transaction (withdrawal, draft paid, automatic transfer or payment out of the account) in excess of 500 during a month.
$0.15 per item fee